Credit Card Marketplace

Here is our marketplace of credit cards that offer benefits and rewards that may benefit your accumulation of point, miles, and cash back.

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Rating	wdt_ID	wdt_created_by	wdt_created_at	Best For	wdt_last_edited_by	wdt_last_edited_at	Credit Card Name	Award Program	Description	Category	Processor	Issuer	Sign Up Bonus	Sign Up Spend	Sign Up Period	Annual Fee
A+	1	christopher2018	04/27/2024 03:39 PM	Consumer	christopher2018	07/11/2024 10:43 AM	American Express Platinum	Membership Rewards	The American Express Platinum Card is a high-end credit card designed for frequent travelers and those who seek luxury travel perks. It offers a substantial welcome bonus of 80,000 Membership Rewards Points after spending $8,000 within the first six months of card membership. Cardholders benefit from extensive travel credits, including up to $200 in airline fee credits, $200 in Uber savings, $200 in hotel credits, and more each year. Notably, the card provides exceptional travel rewards, earning 5x points on flights and prepaid hotels booked through American Express Travel. Additional benefits include comprehensive airport lounge access, elite status with certain hotel brands, and no foreign transaction fees. The card carries a $695 annual fee, reflecting its premium benefits and services	Business	American Express	American Express	80,000	8,000	180	695
A+	2	christopher2018	04/27/2024 03:42 PM	Business	christopher2018	07/11/2024 10:39 AM	American Express Business Platinum	Membership Rewards	The American Express Business Platinum Card is designed for frequent business travelers, offering substantial travel benefits and business perks. Cardholders earn 5x Membership Rewards points on flights and prepaid hotels booked through Amex Travel, and 1.5x points on eligible business purchases, with certain caps applying. Key features include up to $200 in airline fee credits annually, extensive access to over 1,400 airport lounges globally through the American Express Global Lounge Collection, and up to $400 in annual Dell statement credits. The card also provides statement credits for wireless telephone service and Indeed purchases, enhancing its value for business use. Despite a high annual fee of $695, the card offers significant value through travel comforts, business tools, and protective benefits like purchase protection and travel insurance	Business	American Express	American Express	15,000	15,000	120
A+	3	christopher2018	04/27/2024 04:57 PM	Consumer	christopher2018	07/11/2024 10:42 AM	American Express Gold	Membership Rewards	The American Express Gold Card is a robust option for those who spend heavily on dining and groceries. It offers 4X Membership Rewards points on both restaurant and U.S. supermarket purchases (on up to $25,000 per year in supermarket purchases, then 1X). Cardholders can also earn 3X points on flights booked directly with airlines or through American Express Travel. A notable perk is the $120 annual dining credit, which provides up to $10 per month in statement credits when using the card at select dining partners. Additionally, cardholders receive $120 in Uber Cash annually for U.S. rides or Uber Eats orders. Other benefits include no foreign transaction fees and various travel and shopping protections. The card has an annual fee of $250 and offers a welcome bonus of 60,000 points after meeting the initial spending requirements	Consumer	American Express	American Express	60,000	6,000	90	250
A+	4	christopher2018	04/27/2024 04:21 PM	Business	christopher2018	07/11/2024 10:39 AM	American Express Business Gold	Membership Rewards	The American Express Business Gold Card is a robust option for businesses looking to maximize their spending rewards. Cardholders can earn 4X Membership Rewards points on the two categories where they spend the most each billing cycle from a selection of six categories, which include options like U.S. purchases for advertising, shipping, and technology providers, up to a cap of $150,000 in combined purchases each year. Beyond this cap, and for all other purchases, the card earns 1X point per dollar spent. The card offers a 70,000 point welcome bonus after spending $10,000 within the first three months of card membership. Additional benefits include up to $395 in annual statement credits, divided among services like FedEx, Grubhub, and Walmart+ memberships. Moreover, cardholders can transfer their accumulated points to numerous airline and hotel partners, potentially increasing the value of their points. The Business Gold Card carries a $375 annual fee, which can be offset by the substantial rewards and credits for businesses that can maximize the benefits provided by the card's bonus categories and other features	Business	American Express	American Express	125,000	10,000	90	375
A+	5	christopher2018	04/28/2024 05:16 PM	Consumer	christopher2018	07/11/2024 10:46 AM	Amex EveryDay	Membership Rewards	The American Express EveryDay Credit Card is a no-annual-fee card that offers a practical way for cardholders to earn Membership Rewards points. Upon spending $2,000 in the first six months, new cardholders can earn a welcome bonus of 10,000 Membership Rewards points. The card offers 2x points at U.S. supermarkets on up to $6,000 per year in purchases, then 1x, and 1x points on all other eligible purchases. A unique feature is the 20% bonus on points for cardholders who make 20 or more purchases within a billing period. The card also includes a 0% introductory APR on purchases and balance transfers for the first 15 months, which then shifts to a variable APR of 18.24% to 29.24%. While the card offers solid benefits for grocery spending and has flexible redemption options, it does include a foreign transaction fee of 2.7%, making it less ideal for international travel	Consumer	American Express	American Express	10,000	2,000	180	0
A+	6	christopher2018	04/28/2024 05:16 PM	Consumer	christopher2018	07/11/2024 10:45 AM	Amex EveryDay Preferred	Membership Rewards	The American Express EveryDay Preferred Credit Card is a solid choice for those who spend regularly on groceries and gas. It offers a tiered rewards system, providing 3x points at U.S. supermarkets on up to $6,000 per year, and 1x points thereafter; 2x points at U.S. gas stations; and 1x points on other purchases. A significant feature is the 50% bonus on points for making 30 or more transactions in a billing cycle, enhancing points earned in all categories. The card also offers flexible redemption options through American Express' Membership Rewards program, including transferring points to airline and hotel partners for potentially greater value. The card's annual fee is $95, which is competitive considering the benefits, especially for frequent shoppers at supermarkets and gas stations. However, it does require active and frequent use to maximize the return on the annual fee through the rewards program	Consumer	American Express	American Express	15,000	2,000	180	95
A+	7	christopher2018	04/27/2024 04:08 PM	Consumer	christopher2018	05/24/2024 06:51 PM	Bank of America Travel Rewards	Points Rewards	The Bank of America Travel Rewards Credit Card offers a straightforward rewards program ideal for travelers who prefer a no-annual-fee option. Cardholders earn 1.5 points per dollar on all purchases, and points do not expire as long as the account remains open. New cardholders can earn a welcome bonus of 25,000 points after spending $1,000 within the first 90 days, equivalent to $250 when redeemed for travel purchases. The card includes a 0% introductory APR for 15 billing cycles on purchases and balance transfers, then a variable APR applies. Additionally, there are no foreign transaction fees, making it suitable for international use. If you're a Bank of America Preferred Rewards member, you can earn up to 75% more points on every purchase, significantly increasing the rewards rate	Travel	Visa	Bank of America	250	1,000	90
A+	8	christopher2018	04/27/2024 04:22 PM	Consumer	christopher2018	05/24/2024 07:10 PM	Bilt Rewards Mastercard	Bilt Rewards	The Bilt Rewards Credit Card, a no-annual-fee card, is particularly beneficial for renters, allowing them to earn points on rent payments without transaction fees. Cardholders earn 1 point per dollar on rent (up to 100,000 points per year), 2 points on travel, 3 points on dining, and 1 point on all other purchases. Unique features include the ability to use points towards rent, a home down payment, or transfer them to various travel partners like airlines and hotels. Additional perks include trip cancellation and interruption protection, auto rental collision damage waiver, and no foreign transaction fees	Consumer	Mastercard	Wells Fargo	0	0	0	0
A+	10	christopher2018	04/28/2024 07:50 PM	Consumer	christopher2018	05/22/2024 05:49 PM	Caesars Rewards Visa	Cash Back	The Caesars Rewards Visa Credit Card is designed for frequent visitors to Caesars properties, offering a range of benefits that enhance their experience and reward their loyalty. Cardholders can earn 5 points per dollar spent at Caesars locations and on certain entertainment expenses, with additional rewards on other purchases. Upon signing up, users receive 10,000 bonus Reward Credits after spending $750 within the first three months. The card promotes quicker progression through Caesars' loyalty tiers by offering 2,500 Tier Credits upon first use and further opportunities to earn additional credits through spending. Notably, the card includes perks like Platinum status upgrades, discounts at casino gift shops, and complimentary valet and self-parking at many destinations. Importantly, there is no annual fee for this card, making it an attractive option for regular Caesars patrons	Consumer	Visa	Comenity	2,500	1,000	90
A+	11	christopher2018	04/29/2024 01:45 PM	Consumer	christopher2018	05/24/2024 06:58 PM	Iberia Visa Signature Card	Avios	The Iberia Visa Signature Card is an excellent choice for frequent flyers of Iberia Airlines and its partners. It offers a welcome bonus of 85,000 Avios after spending $5,000 in the first three months. Cardholders earn 3X Avios on purchases with Iberia, British Airways, Aer Lingus, and LEVEL, 2X Avios on hotel accommodations, and 1X Avios on other purchases. Benefits include a 10% discount on Iberia flights, a $1,000 discount voucher for every $30,000 spent annually, and no foreign transaction fees. The card has a $95 annual fee, making it a valuable option for loyal Iberia travelers	Airline	Visa	Chase Bank	85,000	5,000	90	95
A+	13	christopher2018	04/28/2024 08:11 PM	Consumer	christopher2018	05/22/2024 05:49 PM	Capital One Savor Rewards	Cash Back	The Capital One Savor Rewards Credit Card is designed for food and entertainment enthusiasts, offering substantial cash back on dining and entertainment, which includes restaurants, cafes, bars, lounges, and streaming services. Users also benefit from cash back on grocery store purchases, making it a versatile card for everyday spending. The card attracts a one-time substantial cash bonus for new cardholders who meet the initial spending threshold within the first three months from account opening, providing an early spending incentive. An annual fee is applicable, but the benefits can outweigh the cost for those who frequently spend in the card's bonus categories. Additional perks include no foreign transaction fees, making it a good option for travelers. The card also provides extended warranty protection, travel accident insurance, and access to premium experiences in dining, entertainment, and more. Overall, the Capital One Savor Rewards Credit Card offers valuable rewards for those who spend heavily on food and fun.	Consumer	Mastercard	Capital One	300	3,000	90
A+	15	christopher2018	04/28/2024 05:36 PM	Consumer	christopher2018	05/22/2024 05:51 PM	Chase Freedom Flex	Ultimate Rewards		Consumer	Mastercard	Chase Bank	200	500	90
A+	16	christopher2018	04/28/2024 07:51 PM	Consumer	christopher2018	05/22/2024 05:51 PM	Carnival World	Cash Back	The Carnival World Mastercard offers rewards and benefits tailored for frequent cruisers with Carnival Cruise Line. Cardholders earn 2 FunPoints per $1 spent on Carnival purchases and 1 FunPoint per $1 on other purchases. New users receive a 25,000 FunPoints bonus after spending $500 in the first 90 days, which can be redeemed for a $250 statement credit toward cruise purchases. The card features a 0% introductory APR for 15 months on balance transfers made within 45 days and a 0% promotional APR for six months on Carnival cruise bookings. It has no annual fee, no foreign transaction fees, and provides travel insurance and auto rental collision damage waiver benefits	Travel	Mastercard	Barclay's	250	500	90
A+	17	christopher2018	04/28/2024 05:36 PM	Consumer	christopher2018	05/22/2024 10:25 PM	Citi Simplicity	Citi Thank You Points	The Citi Simplicity® Credit Card is known for its straightforward approach to credit with no annual fee and an extended introductory APR period on both purchases and balance transfers, making it an appealing choice for those looking to manage existing debt or fund new purchases without accruing interest immediately. One of the card's standout features is the absence of late fees and penalty rates, which provides added flexibility for moments when payments might be delayed. The Citi Simplicity® Card does not offer rewards or cash back, prioritizing simplicity and ease of use over points or reward structures. It includes standard Citi benefits such as Citi Identity Theft Solutions and access to Citi Entertainment® for special access to purchase tickets to events including concerts, dining experiences, and sporting events. This card is particularly suited for individuals seeking a low-maintenance credit option focused on cost-saving features rather than reward accumulation.	Consumer	Mastercard	Citibank				0
A+	18	christopher2018	04/28/2024 05:17 PM	Consumer	christopher2018	07/11/2024 10:47 AM	American Express Delta SkyMiles Reserve	SkyMiles	The American Express Delta SkyMiles® Reserve Card is a high-end travel credit card designed for frequent Delta flyers. It carries a $650 annual fee and offers a range of perks tailored for enhancing travel experiences. Cardholders earn 3x miles on direct Delta purchases and 1x miles on other eligible purchases. Key benefits include complimentary access to Delta Sky Club® and American Express Centurion® Lounges, a $300 annual statement credit covering eligible Delta purchases, and a domestic companion certificate each year upon renewal, which can be used for first class, Delta Comfort+®, or main cabin travel. Additional valuable features include a credit for Global Entry or TSA PreCheck application fees, priority boarding, first checked bag free on Delta flights, and special concierge services. The card also provides travel protections like trip delay and baggage insurance, making it highly beneficial for regular Delta passengers looking to enhance their travel comfort and earn rewards towards future flights	Airline	American Express	American Express	60,000	5,000	180
A+	19	christopher2018	04/27/2024 06:17 PM	Business	christopher2018	05/23/2024 12:40 PM	Delta SkyMiles American Express Gold Business	SkyMiles	The American Express Delta SkyMiles Gold Business Card is ideal for small business owners who frequently travel with Delta Airlines. It offers a welcome bonus of 55,000 miles after spending $4,000 within the first six months. Cardholders earn 2x miles on Delta purchases, U.S. advertising, shipping, and dining, and 1x miles on other purchases. Benefits include a $200 Delta flight credit after spending $10,000 annually, a free checked bag, priority boarding, and 20% in-flight savings on select purchases. The card has no foreign transaction fees and a $0 introductory annual fee for the first year, then $150 thereafter	Airline	American Express	American Express
A+	20	christopher2018	04/27/2024 06:12 PM	Business	christopher2018	05/23/2024 12:41 PM	Delta SkyMiles American Express Platinum Business	SkyMiles	The Delta SkyMiles® Platinum American Express Business Credit Card is tailored for business travelers who frequently fly with Delta. It offers substantial rewards on Delta purchases, including accelerated mile earnings and bonus miles after reaching certain spending thresholds. Cardholders earn miles not only on airline expenses but also on more extensive business-related categories such as equipment, advertising, and more. A standout feature is the annual companion certificate, valid for a domestic main cabin round-trip ticket, which can significantly offset the card’s annual fee. The card also enhances travel experiences with priority boarding, free first checked bag on Delta flights, and a credit for Global Entry or TSA PreCheck fees. Additionally, spending on the card contributes to Medallion Qualification Miles (MQMs), aiding frequent flyers in achieving higher status levels faster. Cardholders benefit from Amex’s expansive customer support and expense management tools, making it a strategic choice for business owners looking to leverage travel for operational success.	Airline	American Express	American Express
A+	23	christopher2018	04/28/2024 05:36 PM	Consumer	christopher2018	05/22/2024 10:25 PM	Citi Rewards+	Citi Thank You Points	The Citi Rewards+ Credit Card is tailored for everyday purchases, offering unique points rounding up to the nearest ten on every purchase, making even small transactions more rewarding. It particularly benefits grocery and gas purchases, where cardholders earn double points, enhancing its appeal for regular household spending. This card stands out with its "Thank You Points" system, which includes a 10% points back for the first 100,000 points redeemed each year, effectively increasing the value of rewards. With no annual fee, it presents a cost-effective option for consumers who want rewards without extra costs. New cardholders are greeted with a bonus points offer after meeting a modest initial spending requirement within the first three months. The card also includes standard benefits such as Citi's Price Rewind, worldwide car rental insurance, and access to presale tickets and exclusive events, making it a versatile tool for savvy spenders.	Consumer	Mastercard	Citibank	20,000	1,500	90
A+	25	christopher2018	04/27/2024 04:21 PM	Consumer	christopher2018	05/23/2024 12:41 PM	Delta SkyMiles Blue American Express Card	SkyMiles	The Delta SkyMiles® Blue American Express Card is a solid choice for those who prefer a no-annual-fee airline card that still offers valuable travel benefits. With this card, you earn 2X miles per dollar on both restaurant (including takeout and delivery within the U.S.) and Delta purchases, and 1X mile per dollar on all other eligible purchases. New cardholders can earn a welcome bonus of 10,000 miles after spending $1,000 within the first six months. Additional perks include a 20% discount on in-flight Delta purchases and no foreign transaction fees, making it a cost-effective option for frequent Delta flyers who want to earn miles without paying an annual fee.	Airline	American Express	American Express
A+	27	christopher2018	04/27/2024 04:20 PM	Consumer	christopher2018	05/22/2024 10:33 PM	United Explorer	MIleage Plus	The United Explorer Credit Card is ideal for frequent United Airlines flyers, offering a range of valuable benefits. Cardholders earn 2 miles per dollar spent on United purchases, dining, hotel stays, and eligible delivery services, and 1 mile per dollar on all other purchases. New members can earn 50,000 bonus miles after spending $3,000 within the first three months. The card has a $95 annual fee, waived for the first year. Perks include a free checked bag for the cardholder and one companion, priority boarding, two United Club passes annually, and up to $100 credit for Global Entry, TSA PreCheck, or NEXUS fees. Additionally, cardholders receive 25% back as a statement credit on United in-flight purchases	Airline	Visa	Chase Bank	50,000	3,000	90	0
A+	30	christopher2018	04/27/2024 04:20 PM	Consumer	christopher2018	05/22/2024 10:34 PM	US Bank Altitude Connect	Cash Back	The U.S. Bank Altitude Connect Visa Signature Card is a versatile travel credit card that rewards users across a broad range of categories. Cardholders earn elevated points on travel, gas station, and EV charging purchases, as well as on dining and grocery store expenses, making it suitable for both commuters and travelers. The card offers an impressive sign-up bonus, where new cardholders can earn a substantial amount of bonus points after meeting the minimum spend requirement within the first few months of account opening. The Altitude Connect includes a modest annual fee, which is waived for the first year, adding extra value for new users. Other noteworthy benefits include no foreign transaction fees, a credit for TSA PreCheck or Global Entry, and complimentary roadside assistance. It also provides basic travel insurances and extended warranty protections. The U.S. Bank Altitude Connect is ideal for those seeking to maximize rewards on both travel and everyday purchases.	Cash Back	Visa	US Bank
A+	31	christopher2018	04/29/2024 11:11 AM	Consumer	christopher2018	05/23/2024 05:05 PM	US Bank Cash+	Cash Back	The US Bank Cash+™ Visa Signature® Card is tailored for those who prefer customizable rewards. Cardholders can select two categories each quarter to earn an enhanced cash back rate, choosing from options such as fast food, home utilities, and department stores. Additionally, there's a standard cash back rate for all other purchases. The card also offers a new cardholder bonus after meeting a minimum spending requirement within the first few months of account opening. The US Bank Cash+ card stands out with its no annual fee, making it an attractive choice for budget-conscious consumers seeking flexibility in their rewards. The card also features an introductory APR on both purchases and balance transfers for the first several billing cycles, providing a break on interest costs. It includes standard benefits like fraud protection and exclusive discounts on travel, dining, and entertainment, enhancing its overall value for diverse spending habits.	Consumer	Visa	US Bank	200	1,000	120	0
A+	32	christopher2018	04/28/2024 05:32 PM	Consumer	christopher2018	05/22/2024 10:36 PM	United Club Infinite	MIleage Plus	The United Club Infinite Card is a premium credit card designed for frequent United Airlines travelers, featuring a substantial welcome offer and a range of travel perks. New cardholders can earn 80,000 bonus miles after spending $5,000 within the first three months. The card offers 4x miles on United purchases, 2x miles on other travel and dining, and 1x mile on all other purchases. Benefits include a United Club membership worth up to $650 annually, two free checked bags for the cardholder and a companion, Premier Access, and a 10% discount on economy Saver Awards. Additionally, cardholders receive IHG Platinum Elite status, a $75 annual credit for IHG Hotels, and up to $100 in credits for Global Entry, TSA PreCheck, or NEXUS fees. The card has no foreign transaction fees and provides extensive travel protections such as trip cancellation and interruption insurance. The annual fee for the card is $525	Airline	Visa	Chase Bank	80,000	5,000	90	525
A+	34	christopher2018	04/27/2024 06:36 PM	Consumer	christopher2018	05/24/2024 06:48 PM	Wells Fargo Autograph Journey	Wells Fargo Rewards	The Wells Fargo Autograph Journey Credit Card is specifically designed for frequent travelers, offering a competitive rewards program. The card provides an introductory bonus of 60,000 points after spending $4,000 within the first three months. For ongoing rewards, it offers unlimited 5x points on hotel stays, 4x points on airline expenses, 3x points on other travel and dining, and 1x points on all other purchases. Cardholders also benefit from a $50 annual statement credit for airfare purchases and no foreign transaction fees. Additionally, the card includes travel protection benefits and the ability to transfer points to various airline and hotel loyalty programs	Consumer	Visa	Wells Fargo	60	4,000	90	95
A+	35	christopher2018	04/27/2024 08:23 PM	Consumer	christopher2018	05/23/2024 05:09 PM	Wells Fargo Autograph	Cash Back	The Wells Fargo Autograph Credit Card offers a versatile rewards program without an annual fee, making it an attractive option for budget-conscious consumers. Cardholders earn triple points on a variety of spending categories including restaurants, travel, gas stations, transit, popular streaming services, and phone plans. This broad reward structure ensures that everyday purchases, from dining out to commuting, are rewarded. The card also features a welcome bonus, providing new cardholders with an opportunity to earn additional points after meeting a modest initial spending requirement within the first three months of account opening. Points accrued with the Wells Fargo Autograph Card can be redeemed for travel, gift cards, merchandise, or cash redemption, including direct deposits into Wells Fargo savings or checking accounts. Additional benefits include cell phone protection when the monthly bill is paid with the card, and no foreign currency conversion fees, enhancing its value for travelers. The Wells Fargo Autograph Credit Card combines practical rewards with valuable perks, ideal for everyday use.	Consumer	Visa	Wells Fargo	20	1,000	90	0
Rating				Best For				Award Program		Category	Processor	Issuer

Credit card companies are constantly updating their benefits and rewards. We do our best to provide accurate and up-to-date information. If you find errors or omissions, please contact us and we will do our best to make the corrections.